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Bank risk management.fe_BAK test Synergy answers to Excellent.
1. Risk is ...
2. The following types of risk are included in market risk:
3. The optimal ones for classifying banking risks are:
4. Credit risk is ...
5. What criteria should be used to assess credit risk at the stage of issuing a loan ...
6. Bank equity capital is ...
7. Risk management is ...
8. Arrange the stages of risk management in the correct sequence:
9. Specify the name of the standard: "the ratio of loans issued to a credit institution with a repayment period of over one year to the capital of the credit institution and debt obligations for a period of over one year." 10. The instant liquidity ratio can be defined as the ratio of …
11. The following may be used as indicators for assessing industry risk:
12. The interest rate spread is …
13. Regulation No. … “On the rules for transferring funds” is a regulatory document of the Bank of Russia that establishes requirements for the operational risk management system in a credit institution and banking group.
14. Establish a correspondence between the methods of responding to risks and their characteristics:
15. Reducing the financial consequences of operational risk is possible with the help of:
16. The following coefficients are calculated to determine the financial stability of a client …
17. The area of ​​catastrophic risk characterizes possible losses that can be comparable to the amount of … funds, and this leads to the bankruptcy of the bank.
18. Match the risks with their characteristics:
19. The main risk arising when a bank carries out settlement and cash transactions is due to the fact that the bank will not be able to make timely payments from the client based on the settlement and payment documents presented by them, and is directly related to ...
20. Match the banking risks (numbers) with their characteristics (letter):
21. Match the names and numbers of regulatory documents of the Bank of Russia governing risk management in credit institutions of the Russian Federation.
22. Operational risk events of a bank include ...
23. Which of the listed factors can be the causes of operational risk:
24. .... risk is the possible occurrence of losses as a result of failure by foreign counterparties to fulfill their obligations, restrictions on the activities of a credit institution in the territory of foreign states due to economic, political, social changes, as well as due to the fact that the currency of the monetary obligation may be unavailable to the counterparty due to the peculiarities of national legislation.
25. Determine the most effective ways to reduce operational risks when implementing credit or settlement transactions by a bank specialist:
26. Operational risk management in a bank includes the following components:
27. The specifics of operational risk management in a bank are associated with ... mandatory for compliance and execution.
28. To prevent securities risk, it is necessary:
29. When building an operational risk management system (ORMS), bank management must solve at least two main problems: ensure compliance with ...
30. Information systems for managing banking risks are usually presented in the form of separate software products specially adapted for the ... sector.
31. The Bank of Russia, in order to regulate the operational risks of banks, has developed requirements for the system ... operational risk.
Bank risk management.fe_BAK test Synergy answers to Excellent.
1. Risk is ...
2. The following types of risk are included in market risk:
3. The optimal ones for classifying banking risks are:
4. Credit risk is ...
5. What criteria should be used to assess credit risk at the stage of issuing a loan ...
6. Bank equity capital is ...
7. Risk management is ...
8. Arrange the stages of risk management in the correct sequence:
9. Specify the name of the standard: "the ratio of loans issued to a credit institution with a repayment period of over one year to the capital of the credit institution and debt obligations for a period of over one year." 10. The instant liquidity ratio can be defined as the ratio of …
11. The following may be used as indicators for assessing industry risk:
12. The interest rate spread is …
13. Regulation No. … “On the rules for transferring funds” is a regulatory document of the Bank of Russia that establishes requirements for the operational risk management system in a credit institution and banking group.
14. Establish a correspondence between the methods of responding to risks and their characteristics:
15. Reducing the financial consequences of operational risk is possible with the help of:
16. The following coefficients are calculated to determine the financial stability of a client …
17. The area of ​​catastrophic risk characterizes possible losses that can be comparable to the amount of … funds, and this leads to the bankruptcy of the bank.
18. Match the risks with their characteristics:
19. The main risk arising when a bank carries out settlement and cash transactions is due to the fact that the bank will not be able to make timely payments from the client based on the settlement and payment documents presented by them, and is directly related to ...
20. Match the banking risks (numbers) with their characteristics (letter):
21. Match the names and numbers of regulatory documents of the Bank of Russia governing risk management in credit institutions of the Russian Federation.
22. Operational risk events of a bank include ...
23. Which of the listed factors can be the causes of operational risk:
24. .... risk is the possible occurrence of losses as a result of failure by foreign counterparties to fulfill their obligations, restrictions on the activities of a credit institution in the territory of foreign states due to economic, political, social changes, as well as due to the fact that the currency of the monetary obligation may be unavailable to the counterparty due to the peculiarities of national legislation.
25. Determine the most effective ways to reduce operational risks when implementing credit or settlement transactions by a bank specialist:
26. Operational risk management in a bank includes the following components:
27. The specifics of operational risk management in a bank are associated with ... mandatory for compliance and execution.
28. To prevent securities risk, it is necessary:
29. When building an operational risk management system (ORMS), bank management must solve at least two main problems: ensure compliance with ...
30. Information systems for managing banking risks are usually presented in the form of separate software products specially adapted for the ... sector.
31. The Bank of Russia, in order to regulate the operational risks of banks, has developed requirements for the system ... operational risk.
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