Insurance test answers 150 questions

Text control work on the subject of "insurance", the number of questions - 150. The final score 5

Task 1.

Question 1. What insurance is the most primitive form?

1. Commercial;

2. Natural;

3. Property;

4. Personal;

5. Voluntary.

Question 2. What is the medieval insurance?

1. Fraternal;

2. manufactory;

3. Guild-shops;

4. workshops;

5. Professional.

Question 3. The medieval insurance differed from the ancient?

1. The presence of property insurance;

2. Availability of the insurance fund;

3. Lack of insurance premiums;

4. The great breadth of insurance coverage;

5. All of the above.

Question 4: What is the difference between the joint-stock insurance companies and state insurance?

1. Insurance companies carry out only non-life insurance;

2. Gosstrakh along with voluntary applies compulsory insurance;

3. Joint-stock insurance company only carried out compulsory insurance;

4. Insurance companies carry only private insurance;

5. There is no difference between them.

Question 5. What kind of insurance is carried insurance companies in Russia?

1. Liability insurance, pet insurance;

2. Property insurance, motor insurance risks;

3. Insurance of commercial operations, insurance default on contracts;

4. Insurance risks of loan default insurance of citizens;

5. All of the above.

Task 2.

Question 1: What are the signs determined the specificity of the insurance protection?

1. The term damage in kind or cash;

2. The random nature of the occurrence of a natural disaster or other manifestation of the destructive forces of nature;

3. Implementation of measures to prevent and overcome the consequences of a specific event;

4. The objective need for reparation;

5. All of the above.

Question 2. What is the insured event?

1. The obligation of the insurer to pay the sum insured or the insurance indemnity;

2. The set of redistributive relations over the counter or damages caused by the specific object of insurance;

3. The likelihood of damage to life, health and property of the insured as a result of the insured event;

4. The level of insurance valuation in relation to the value of the property accepted for insurance purposes;

5. Potentially possible damage to the insurance object.

Question 3. In which cases is not paid the insurance indemnity?

1. Natural causes of the death of subjects;

2. intent or gross negligence of the insured;

3. Defects in the property, which were known to the insurer;

4. Spontaneous combustion, fermentation, rotting, aging, corrosion of items;

5. All of the above.

Question 4. In some cases, the insurance company does not accept household property insurance? (Note the extra)

1. Housing is not provided properly supervised;

2. The property, located on the storage or processing of the commission;

3. The property is in common corridors, stairwells;

4. The property is in disrepair;

5. The property is situated on balconies and loggias of residential buildings.

Question 5. What are the mechanisms of insurance?

1. Effect of probabilities;

2. The effect of accumulation;

3. Effect of rare events;

4. The contents of paragraphs 2, 3;

5. The contents of paragraphs 1 and 2.

Task 3.

Question 1. Which of the following equations is true?

1. S (p1 + vp2 + v2p3 + ...)> S;

2. P1-P2-P3 ... = 1;

3. v = 1 / (1-i / 100);

4. p1 + vp2 + v2p3 + ... <1;

5. T0 = R / dR.

Question 2. What is the material embodiment of the economic category of insurance coverage?

1. The sum insured;

2. Insurance Fund;

3. Insurance risk;

4. The insurance indemnity;

5. Insurance rate.

Question 3. What is the sum insured?

1. This payment, which is paid by the insured to the insurer to create an insurance fund and the payment of the insurer for the insurance;